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BECOME THE BANKER Retirement Planning and Social Security Does your retirement planning include Social Security?  If so, how much do you really know about Social Security and how it works? The Social Security Act was written by President Franklin Roosevelt’s administration and passed by Congress in 1935 as part of the New Deal.  Use of the term Social Security in the United States today genera…Read More

LEAVING A TAX FREE LEGACY Regardless of your reason for giving, a gift of a tax-free life insurance policy can represent a substantial future gift to a favorite charity at relatively little cost to you.  You can: Make a Charity the Beneficiary of an Existing Policy:  If you have a life insurance policy you no longer need, you can name the charity as the beneficiary meaning that the charity will …Read More

Financial Planning: A Road Map to attaining Financial Freedom Do you have a lifelong goal of attaining financial freedom? Well, if you do, then you should know that you are just one among the many people out there today whose main objective in life is to reach a point where you do not have to worry about finances. This objectives can be compared to an exotic destination that is home to many hidden…Read More

Having a financial planner at your disposal can make it a lot easier for you to manage your money. However, you need to be able to trust the person that you hire completely. These tips will help you find a safe financial planner to work with: Ask for Recommendations Reach out to the people in your life and find out whether or not they use a financial planner. If they do, ask them some questions. A…Read More

Managing wealth is of course the most important reason to hire a financial advisor, but the reality is that professional help when it comes to managing your funds can go beyond what's on the surface. Your advisor may help you out perform the stock market, but acquiring wealth is not the same as keeping it. What happens down the line when you need to care for aging parents or put a child through co…Read More

If you're trying to make investments and plan for retirement, a financial adviser can certainly come in handy. Naturally, there are online discount brokers for small investors and all kinds of other modern options that can help you avoid having to pay a fee to a financial advisor. Is it worth paying the fee though? Let's take a look at some tips regarding hiring a financial planner or adviser and …Read More

Are you planning on retiring soon? Maybe you were forced into retirement like my mom. You always hear about stories like that, and then it happens to you or someone you know. Retiring early has it's benefits, as my mom can surely tell you, but at the same time, it can be difficult unless you're ready. You might be planning on retiring soon, but are you ready? Maybe you've been putting it off becau…Read More

You may think that worrying and planning about your financial future is unimportant, but you couldn't be further from the truth. If you plan to retire on your income, it's important to start saving money and planning your finances in early adulthood. Understandably, many people find financial decisions to be cumbersome and even harder to understand, which is why hiring a financial advisor may be w…Read More

When it comes to your finances, proper planning is essential. If you don't come up with a solid plan for how to invest and save your money, you will never find the financial security that you crave. If you are like most people, you probably weren't born knowing how to effectively manage your money. Even worse, most high schools don't provide students with guidance on how to deal with money issues …Read More

Some investors wouldn't even say that we are living in uncertain economic times when it comes to the stock market. The economy itself is always struggling in today's world, but the stock market is doing better than ever. That doesn't mean that it will continue down that road, and it certainly doesn't do anything for affordability when it comes to people trying to make ends meet and plan for retire…Read More