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The Very Reasons You Should Hire A Financial Advisor

By Joseph Quijano

Managing wealth is of course the most important reason to hire a financial advisor, but the reality is that professional help when it comes to managing your funds can go beyond what's on the surface. Your advisor may help you out perform the stock market, but acquiring wealth is not the same as keeping it. What happens down the line when you need to care for aging parents or put a child through college? These are all questions no one seems to want to answer or even think about.

Your advisor can push your limits and make you think of all of the possible circumstances in your life that may impact your funds. Unexpected emergencies in the family or a sick child may impact your ability to keep up appearances. Not to mention, the dreaded question no one wants to answer is; what happens if I lose my job? You may be doing good at work as of right now and you can make smart financial investments, but losing a job can cause the world you've built for yourself to come crashing down.

Here are some things a financial advisor can help with:

Your advisor can push you to create a financial plan for your future. Most people put off doing this because they get comfortable and they simply don't see the need. Much like budgeting for groceries, a financial plan sets in motion your spending habits for the future.

When it comes to making investments, you have biases that prevent you from taking positive risks or pushing you to take big ones. It has been proven that women live longer and aren't exactly risk takers, but that's not necessarily the way to financial freedom. An advisor can help with risk taking and push you out of your comfort zone, but not without giving you a levelheaded opinion to help way your decisions.

Investment portfolios are risky in and of themselves, but many people make the simple mistake of putting all of their eggs in one basket. Basically, it means that investing in only one type of stock can cause you to lose everything. Your advisor forces you to take a look at your investment portfolio with a critical eye and consider where you can improve it. Playing it safe in your mind is never really safe because so many outside factors can contribute to your financial downfall.

When the economy gets tough, it can be hard to face facts. You may have dealt with financial crises in the past, but time tends to make it all fade. An advisor can give you advice when the market isn't as strong as it once was and he or she can prevent you from making mistakes that may prove to be costly.

There are numerous reasons why a financial advisor can make a difference in your investment habits, but it all comes down to selecting the right advisor. If you choose the wrong help, it can end up making things worse!

Success

Stories
  • "Excellent two days. Extensive knowledge obtained for funding of college education and wealth building."
    "Excellent two days. Extensive knowledge obtained for funding of college education and wealth building."
    ★ ★ ★ ★ ★

    A. Kreps

  • "Good Job. The Infinite Banking Concept was special. I wish I had that info. years ago"
    "Good Job. The Infinite Banking Concept was special. I wish I had that info. years ago"
    ★ ★ ★ ★ ★

    M. Abeel

  • "Very good material and the instructor was awesome."
    "Very good material and the instructor was awesome."
    ★ ★ ★ ★ ★

    M. Kauffman

  • I graduated from the Chicago University with an MBA; because of this I¹ve had the opportunity to sit under the best of teachers. I say without reservations you are one of the best teachers under which...
    I graduated from the Chicago University with an MBA; because of this I¹ve had the opportunity to sit under the best of teachers. I say without reservations you are one of the best teachers under which I ever sat.
    ★ ★ ★ ★ ★

    John Heckman

  • "I was so impressed with Joe's integrity, passion, and knowledge of his subjects. Very few people in this line of business have his passion"
    "I was so impressed with Joe's integrity, passion, and knowledge of his subjects. Very few people in this line of business have his passion"
    ★ ★ ★ ★ ★

    M. Eastwood

  • Learned a lot and had a great time.
    Learned a lot and had a great time.
    ★ ★ ★ ★ ★

    N. Becco

  • "THANK YOU SO MUCH JOE !!! FOR TAKING THE TIME TO EDUCATE US !!! WE ENJOY OUR TIME WITH YOU "
    "THANK YOU SO MUCH JOE !!! FOR TAKING THE TIME TO EDUCATE US !!! WE ENJOY OUR TIME WITH YOU "
    ★ ★ ★ ★ ★

    Robert and Elaine

  • Thank you for a very worthwhile experience, well worth the 8 hour round trip travel time from Steamboat Springs, Co!
    Thank you for a very worthwhile experience, well worth the 8 hour round trip travel time from Steamboat Springs, Co!
    ★ ★ ★ ★ ★

    A. Karvay

  • "Becoming Your Own Banker is tremendous. Too bad this wasn't being taught years ago."
    "Becoming Your Own Banker is tremendous. Too bad this wasn't being taught years ago."
    ★ ★ ★ ★ ★

    H. Van Hees

  • Joe is Great!!
    Joe is Great!!
    ★ ★ ★ ★ ★

    C. Polk

  • I really enjoyed Joe's enthusiasm for the topics and his passion for teaching. He really made the class enjoyable and packed full of information.
    I really enjoyed Joe's enthusiasm for the topics and his passion for teaching. He really made the class enjoyable and packed full of information.
    ★ ★ ★ ★ ★

    S. Krug

  • I felt that the way the course was presented made it very interesting and I learned so much from Mr. Quijano.
    I felt that the way the course was presented made it very interesting and I learned so much from Mr. Quijano.
    ★ ★ ★ ★ ★

    B. Greenwood

  • Thank you for helping me to understand and prepare for our financial futures. It was a great seminar and we look forward to our individual meeting with you!
    Thank you for helping me to understand and prepare for our financial futures. It was a great seminar and we look forward to our individual meeting with you!
    ★ ★ ★ ★ ★

    A.G Loveland

  • Good Morning Joseph, I thought you may want to know that we paid off our Durango lot yesterday! Thank you. The interest was $16 per day! Thanks again.
    Good Morning Joseph, I thought you may want to know that we paid off our Durango lot yesterday! Thank you. The interest was $16 per day! Thanks again.
    ★ ★ ★ ★ ★

    Anne Denver

  • Dear Joe, I want to thank you very much for helping me get set-up on such a wonderful plan. I'm very excited about it. We look forward to working with you and Jordan now and in the future!
    Many Thanks
    Dear Joe, I want to thank you very much for helping me get set-up on such a wonderful plan. I'm very excited about it. We look forward to working with you and Jordan now and in the future!
    Many Thanks
    ★ ★ ★ ★ ★

    Beth D.