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How To Choose A Financial Planner

By Joseph Quijano

When it comes to your finances, proper planning is essential. If you don't come up with a solid plan for how to invest and save your money, you will never find the financial security that you crave.

If you are like most people, you probably weren't born knowing how to effectively manage your money. Even worse, most high schools don't provide students with guidance on how to deal with money issues in the real world. That means that you may not be prepared to plan for things like buying a home, having children, sending your kids to school, or retiring from work.

All hope is not lost, however, instead all that you need to do to get a grip on your finances is to work with a financial planner. These professionals are extremely knowledgeable when it comes to how best to manage your money. They can help you come up with a plan that allows you to achieve all of your dreams, no matter how much or how little money you make.

The following guide outlines all of the most important characteristics that you should consider when looking for a financial advisor:

1. Qualifications. Find out what kind of education the financial advisor has. Additionally, ask them what they do to stay up to date with all of the latest information in their field. Like any other industry, the world of financial planning is continually changing. If you want your financial advisor to be as effective as possible, they should take classes and attend conferences to stay current with what is happening right now.

2. Experience. The more you practice something, the better you get at it. That is why people spend time practicing when they are learning an instrument or playing sports. The same concept holds true for any profession. The longer someone has been doing their job, the better they are at it. Working with an experienced financial advisor can help you get great results.

3. Specialization. If you have specific financial issues that you want to focus on, you may want to look for an advisor who specializes in those types of issues. For instance, if you are interested in retirement planning, try to find an advisor that spends the vast majority of their time working on those types of issues.

4. Reputation. It can be hard to tell whether or not someone is good at their job just by reading their credentials. One way around this problem is to read reviews from some of their clients. You should be able to find reviews of just about any financial advisor that you are interested in working with on the internet.

A financial planner can sit down with you to develop a long term plan that will help you get the most out of your money. Regardless of what your financial goals are, they can help you determine how best to meet them. Just remember, anytime your finances are involved, you should carefully research the person you are planning to work with to make sure that they are knowledgeable, experienced and honest.

Success

Stories
  • "Excellent two days. Extensive knowledge obtained for funding of college education and wealth building."
    "Excellent two days. Extensive knowledge obtained for funding of college education and wealth building."
    ★ ★ ★ ★ ★

    A. Kreps

  • "Good Job. The Infinite Banking Concept was special. I wish I had that info. years ago"
    "Good Job. The Infinite Banking Concept was special. I wish I had that info. years ago"
    ★ ★ ★ ★ ★

    M. Abeel

  • "Very good material and the instructor was awesome."
    "Very good material and the instructor was awesome."
    ★ ★ ★ ★ ★

    M. Kauffman

  • I graduated from the Chicago University with an MBA; because of this I¹ve had the opportunity to sit under the best of teachers. I say without reservations you are one of the best teachers under which...
    I graduated from the Chicago University with an MBA; because of this I¹ve had the opportunity to sit under the best of teachers. I say without reservations you are one of the best teachers under which I ever sat.
    ★ ★ ★ ★ ★

    John Heckman

  • "I was so impressed with Joe's integrity, passion, and knowledge of his subjects. Very few people in this line of business have his passion"
    "I was so impressed with Joe's integrity, passion, and knowledge of his subjects. Very few people in this line of business have his passion"
    ★ ★ ★ ★ ★

    M. Eastwood

  • Learned a lot and had a great time.
    Learned a lot and had a great time.
    ★ ★ ★ ★ ★

    N. Becco

  • "THANK YOU SO MUCH JOE !!! FOR TAKING THE TIME TO EDUCATE US !!! WE ENJOY OUR TIME WITH YOU "
    "THANK YOU SO MUCH JOE !!! FOR TAKING THE TIME TO EDUCATE US !!! WE ENJOY OUR TIME WITH YOU "
    ★ ★ ★ ★ ★

    Robert and Elaine

  • Thank you for a very worthwhile experience, well worth the 8 hour round trip travel time from Steamboat Springs, Co!
    Thank you for a very worthwhile experience, well worth the 8 hour round trip travel time from Steamboat Springs, Co!
    ★ ★ ★ ★ ★

    A. Karvay

  • "Becoming Your Own Banker is tremendous. Too bad this wasn't being taught years ago."
    "Becoming Your Own Banker is tremendous. Too bad this wasn't being taught years ago."
    ★ ★ ★ ★ ★

    H. Van Hees

  • Joe is Great!!
    Joe is Great!!
    ★ ★ ★ ★ ★

    C. Polk

  • I really enjoyed Joe's enthusiasm for the topics and his passion for teaching. He really made the class enjoyable and packed full of information.
    I really enjoyed Joe's enthusiasm for the topics and his passion for teaching. He really made the class enjoyable and packed full of information.
    ★ ★ ★ ★ ★

    S. Krug

  • I felt that the way the course was presented made it very interesting and I learned so much from Mr. Quijano.
    I felt that the way the course was presented made it very interesting and I learned so much from Mr. Quijano.
    ★ ★ ★ ★ ★

    B. Greenwood

  • Thank you for helping me to understand and prepare for our financial futures. It was a great seminar and we look forward to our individual meeting with you!
    Thank you for helping me to understand and prepare for our financial futures. It was a great seminar and we look forward to our individual meeting with you!
    ★ ★ ★ ★ ★

    A.G Loveland

  • Good Morning Joseph, I thought you may want to know that we paid off our Durango lot yesterday! Thank you. The interest was $16 per day! Thanks again.
    Good Morning Joseph, I thought you may want to know that we paid off our Durango lot yesterday! Thank you. The interest was $16 per day! Thanks again.
    ★ ★ ★ ★ ★

    Anne Denver

  • Dear Joe, I want to thank you very much for helping me get set-up on such a wonderful plan. I'm very excited about it. We look forward to working with you and Jordan now and in the future!
    Many Thanks
    Dear Joe, I want to thank you very much for helping me get set-up on such a wonderful plan. I'm very excited about it. We look forward to working with you and Jordan now and in the future!
    Many Thanks
    ★ ★ ★ ★ ★

    Beth D.